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Missouri Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Missouri Courts website for updated and complete Repossession Laws - Repo Laws in Missouri.



Repossession Laws - Repo Laws in Missouri:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Missouri Motor Vehicle

301 W. High St.

Jefferson City, Missouri 65105


Telephone: (314) 751-4509


Fee for search of records is $3.00.

Security Interests:

Shown on title held by owner of the collateral.


Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in July, 1965: Ownership documents, lien perfection, security agreement filed by lienholder with Department of Revenue, Bureau of Motor Vehicles.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a Twenty Day Right To Cure Letter from lienholder to debtor. One time cure law in effect in Missouri; all others per contractual agreement.

Redemption Requirements:

Ten (10) days.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens are noted on Certificate of Title.

Documents Required to Transfer Ownership of Motor Vehicle:

Assigned Certificate of Title; certified copy of security agreement, affidavit of repossession and notarized Bill of Sale.


Documents Required for Liquidation:

Affidavit of Repossession and Application for Missouri Title.



Remain with the owner / debtor.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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