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Rhode Island Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Rhode Island Courts website for updated and complete Repossession Laws - Repo Laws in Rhode Island.



Repossession Laws - Repo Laws in Rhode Island:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Rhode Island Division of Motor Vehicles

286 Main Street

Pawtucket, Rhode Island 02860


Telephone: (401) 277-2970.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted in July, 1962: Filed with Town Clerk or Recorder where mortgagor resides.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

No provisions.

Deficiency Requirements:

No statutory provisions and seemingly enforceable if contract so provides. Judgment notes are invalid.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Title in lienholder's name; certified copy of lien instrument; affidavit of repossession; notarized Bill of Sale and Power of Attorney.


Documents Required for Liquidation:

Bill of Sale, Affidavit of Repossession, Title, Inspection required.



Remain with the owner / debtor, if transferred to another vehicle, otherwise, the plates must be returned to the Registry of Motor Vehicles.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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