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South Carolina Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the South Carolina Courts website for updated and complete Repossession Laws - Repo Laws in South Carolina.



Repossession Laws - Repo Laws in South Carolina:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


South Carolina Division of Motor Vehicles

P.O. Box 1498

Columbia, South Carolina 29216


Telephone: (803) 251-2950


Fees for search of records is $0.50.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted January, 1968: Must be filed within 10 days in the county where buyer or mortgagor resides; if non-resident, where property is located at time of execution of instrument. The place of recording in the office of the Registrar of Mesne Conveyances; where such office does not exist, with the Clerk of the Court.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a Twenty Day Right to Cure Letter from lienholder to debtor.

Redemption Requirements:

Cure law in effect.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens must be recorded on face of the title. (Exclusive method of recording.)

Documents Required to Transfer Ownership of Motor Vehicle:

Title and lien release; repossession affidavit and notarized Power of Attorney.


Documents Required for Liquidation:

Notarized bill of sale, title and repossession affidavit.



Remain with the owner / debtor.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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