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Tennessee Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Tennessee Courts website for updated and complete Repossession Laws - Repo Laws in Tennessee.



Repossession Laws - Repo Laws in Tennessee:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Tennessee Motor Vehicle Division

500 Deaderick St.

Nashville, Tennessee 37242


Telephone: (615) 741-3101


Fee for search of records is $2.00.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted July, 1964: Must be filed on record in the Registrar's office in the county where the mortgagor resides; if non-resident, in the county where the property is located.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens must be recorded on title card issued by the Department of Motor Vehicles. Liens not dependent on possession are not valid unless noted on title card.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title with lien release; notarized affidavit of repossession; Bill of Sale and odometer statement.


Documents Required for Liquidation:

Title with lien released, odometer statement, bill of sale, affidavit of sale/repossession.



Remain with the owner / debtor.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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