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Washington Repossession Laws - Repo Laws



Because the Repossession Laws - Repo Laws may change from time to time, please check the Washington Courts website for updated and complete Repossession Laws - Repo Laws in Washington.



Repossession Laws - Repo Laws in Washington:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Washington Department of Licensing Highways

P.O. Box 9042

Olympia, Washington 98507


Telephone: (360) 902-4000


Fee for search of records is $3.50 per request, and you must have the vehicle identification number or license plate number.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Security agreement perfected by application for title showing secured party as legal owner. Perfected as of date of signing, if application made within 8 department days of signing; otherwise, as of date title application is received.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:

Deficiency judgment can be taken after foreclosure if a chattel mortgage, however deficiencies not allowed if a conditional sales contract.

Special Motor Vehicle Provisions:

Liens are recorded on title.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title with lien signed off, notarized affidavit of repossession, notarized copy of contract and odometer statement.


Documents Required for Liquidation:

Title and Repossession Affidavit.



Remain with the vehicle.


All recovery requirements and fees are current as of 2002. does not warrant the accuracy of these Repossession Laws - Repo Laws or recovery requirements. The Repossession Laws - Repo Laws or recovery requirements listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession there.

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